Self-Employment Scheme for Scheduled Castes and Tribes
At a Glance
Scheme Category
Business & Entrepreneurship,Skills & Employment,Banking,Financial Services and Insurance,Setting up / start-up / entrepreneurship,Loan,Career information,Banking and money
Target Beneficiaries
Individual,Business Entity
Brief Description
The scheme aims to support scheduled castes and scheduled tribes families below the poverty line through concessional loans and subsidies for self-employment in various sectors.
Benefit Type
Cash
Eligibility Criteria
1. The applicant must belong to a Scheduled Castes and Tribes community. 1. The applicant must be living below the poverty line. 1. The applicant annual income must not exceed ₹15,975/- in rural areas and ₹21,206/- in urban areas. 1. The applicant must not be a defaulter of any bank or financial institution. 1. The applicant must not have availed any subsidy from any government scheme earlier. 1. The applicant must possess a commercial driving license.
Application Mode
Offline
Application Process
> Application Process: Step 1: The interested applicant downloads the <nis:link nis:type=webUrl nis:id=slugId nis:text="application form" nis:value=http://www.ukbvvn.org.in/Download/SES_loan_form.pdf nis:enabled=true/> from the official website. Step 2: In the application form, fill in all the mandatory fields, and attach copies of all the mandatory documents (self-attest, if required). Step 3: Submit the duly filled and signed application form along with the documents to the Village Development Officer/Assistant Social Welfare Officer/Block Development Officer. <br> > Selection Process: Rural Areas: Beneficiaries are selected through open meetings in Gram Sabha. Urban Areas: Selection is done through interviews. <br> <br>
Required Documents
- - Passport-size Photograph.
- - BPL Card.
- - Caste Certificate (Issued by Tehsildar).
- - Income Certificate (Issued by Tehsildar/BDO).
- - Bank Details.
- - Any Other Document if Required.
FAQs
Who can apply for this scheme?
Only Scheduled Caste individuals living below the poverty line in Uttarakhand.
Is there any subsidy provided?
Yes, up to 50% of the project cost or a maximum of ₹10,000.
What is margin money?
25% of the project cost provided at 4% interest rate by the Corporation.
Which sectors are eligible under this scheme?
Agriculture, service, business, transport sectors are covered.
Is a business plan required?
Yes, a project proposal must be submitted.
What is the application fee?
There is no application fee.
How is the applicant selected?
Beneficiaries are selected through open meetings of Gram Sabhas in rural areas and through interviews in urban areas.
What happens if the applicant defaults on the loan?
The applicant not eligible to apply under this scheme.
Can I apply online?
No, the process is offline for the application.
What is the interest rate on the loan?
4% annually on the margin money.