Term Loan Scheme- Credit Line 1 for Minority Community

Scheme Category

Banking,Financial Services and Insurance,Business & Entrepreneurship,Loan

Target Beneficiaries

Individual

Brief Description

The scheme is implemented by the Haryana Backward Classes and Economically Weaker Sections Kalyan Nigam. Under this scheme, loans of up to ₹20,00,000/- are provided at a concessional interest rate to individuals from minority communities to enhance their employability.

Benefit Type

Cash

Eligibility Criteria

1. The applicant should be a permanent resident of Haryana. 1. The age of the applicant should be between 18 and 55 years. 1. The annual family income of the applicant should not exceed ₹98,000/- (Rural Area) and ₹1,20,000/- (Urban Area). 1. The applicant should belong to a minority community, i.e., Muslims, Sikhs, Christians, Buddhists, Parsis, and Jains. 1. The applicant should have a Parivar Pehchan Patra (PPP ID).

Application Mode

Online

Application Process

> Registration Process on Antyodaya-SARAL Portal: Step 01: The eligible applicant may apply online through the Official Portal- <nis:link nis:type=webUrl nis:id=slugId nis:text="Antyodaya-SARAL Portal" nis:value=https://saralharyana.gov.in/ nis:enabled=true/>. Step 02: If the applicant is not registered on the portal, he/she gets registered there. Step 03: For registration, click “<nis:link nis:type=webUrl nis:id=slugId nis:text="New User" nis:value=https://saralharyana.gov.in/citizenRegistration.html nis:enabled=true/>” under ‘Sign In Here’ and fill in all the mandatory details i.e. Name, Email ID, Mobile Number, Password & State. Click on ‘Submit’. Step 04: Verify your mobile number and email ID through the received OTP and complete the registration process. > Login to apply for the scheme: Step 01: To avail the benefits of the scheme, visit the Official <nis:link nis:type=webUrl nis:id=slugId nis:text="Antyodaya-SARAL Portal" nis:value=https://saralharyana.gov.in/ nis:enabled=true/> and log in through the email ID used while registering. Step 02: Enter Password & Captcha and click on ‘Login’. Step 03: After successful login, click on ‘Apply for Services’ and then ‘View all Available Services’ Step 04: Now, you can search for the scheme and click on the scheme to go ahead and fill out the application form. Step 05: Enter your Parivar Pehchan Patra number - Family ID and click on “Click here to Fetch Family Data” which displays the family members registered under the given Family ID. Step 06: Select the beneficiary/applicant name and enter the OTP that is being sent to the selected family member for verification. Click on “Click to Verify” Step 07: Fill in all the mandatory details and upload all the mandatory documents. Step 08: Preview the application form and click on ‘Submit’. > Tracking of Application: Applicants can track their applications through the Official <nis:link nis:type=webUrl nis:id=slugId nis:text="Antyodaya-SARAL Portal" nis:value=https://status.saralharyana.nic.in/ nis:enabled=true/> by entering their Department Name, Scheme Name, and Application Reference ID.

Required Documents

• Identity/Citizenship proof i.e. Aadhaar Card Proof of age Resident Proof/Address Proof/Ownership Proof i.e. Haryana Domicile Certificate Caste/Religion/Community Proof Parivar Pehchan Patra (PPP ID) Copy of PAN Card Passport-size photograph of the applicant Bank account details Any other documents as required