AASRA Scheme
At a Glance
Scheme Category
Banking,Financial Services and Insurance,Social welfare & Empowerment,Pension,Insurance,Citizen empowerment
Target Beneficiaries
Individual,Family
Brief Description
The scheme “AASRA Scheme” was launched by the Department of Social Welfare, Government of Jammu & Kashmir in 2015 to provide Social Security cover to widows, Destitute, Below Poverty Line families and Breadwinners of such families whose annual income is less than ₹75000/-.
Benefit Type
Composite
Eligibility Criteria
- The applicant should be a permanent resident of the Union Territory of Jammu & Kashmir. - All breadwinners of families whose total annual income is less than ₹75000/- are eligible under the scheme. - All widows and destitute residing in the Union Territory are eligible under the scheme. - All breadwinners of Below Poverty Line (BPL) families are eligible under the scheme. - The intending family must establish that he/she has no source of income quantified as per the prescribed income certificate. - The life/accident cover under the scheme will be paid only to the prescribed nominee in case of the death of the beneficiary as per the guideline outlined in the scheme.
Application Mode
Online
Application Process
Registration Process: Step 01: Before applying the under scheme, User has to register using the <nis:link nis:type=webUrl nis:id=slugId nis:text="Citizen Registration Link" nis:value=https://www.jk.gov.in/jkeservices/home nis:enabled=true/> given on the login Screen. (Already Registered Citizens can avail of the Service Using Login ID and Password generated after Citizen) Step 02: Applicant has to upload the Passport size scan photo (jpg image) in a clear background of size less than 50 KB. Step 03: Please, note the User ID and Password entered by the applicant during registration for Login and availing the service. Step 04: Please, select the role type Citizen while entering login credentials by the Applicant using Citizen Users ID and Password. Step 05: After Login, the applicant has to click on the e-services tab in the left menu and thereafter click on the department to which he has to avail of the service. Step 06: Please, note the Citizen ID, Username, and Password after successful registration of Citizen as it will be required at the time of availing the service. Application Process: Step 01: First of all, the applicant needs to visit the official website and login with their credentials. <nis:link nis:type=webUrl nis:id=slugId nis:text="https://www.jk.gov.in/jkeservices/home" nis:value=https://www.jk.gov.in/jkeservices/home nis:enabled=true/> Step 02: At the homepage, click on Apply button for applying under "Aasra Scheme". Step 03: Fill all the mandatory details as required in the application form. Step 04: The applicant must ensure that all the filled information should be correct before clicking on submit button.
Required Documents
- Proof of Residence of the UT of Jammu & Kashmir.
- Proof of Identity.
- Proof of Age
- Income Certificate
- Passport-size photographs.
- Aadhaar Card.
- Details of the Bank Account
- BPL Card (in the case of BPL family)
- Death Certificate of Husband bearing name of legal wife/widow (If applicant is widow)
FAQs
What is “AASRA Scheme”?
The “Aasra Scheme” is a comprehensive social security scheme launched by the Union Territory (UT) Government under which the government would pay or reimburse the premium of the two schemes (PMSBY & PMJJBY) in respect of beneficiaries.
What is the objective of the scheme?
The objective of the scheme “AASRA Scheme” is to provide social and financial security to eligible beneficiaries and entails providing a zero balance saving Bank account to every eligible beneficiary to avail of the insurance coverage benefits under which the UT Government would pay or reimburse premium for a period of five years for the two schemes (PMSBY & PMJJBY).
By which department was this scheme launched?
Department of Social Welfare, Government of Jammu & Kashmir
When was this scheme notified?
The Scheme “AASRA Scheme” was notified by the government vide Order No. 150-F of 2015 dated 20.08.2015.
Is this scheme an insurance scheme?
Yes, The scheme “AASRA Scheme” is an insurance scheme.
Is it a social security scheme?
Yes, this scheme is a social security scheme.
Is this scheme fully sponsored by the government of Union Territory?
Yes, this scheme is 100% sponsored by the government of Union Territory.
Is this scheme only for the resident of the Union Territory of Jammu & Kashmir?
Yes, the applicant should be a permanent resident of the Union Territory of Jammu & Kashmir.
Who is covered under this scheme?
This scheme is covering Widows, Destitute, Below Poverty Line (BPL) families, and breadwinners of such families whose annual income is less than ₹75000/-.
Who will pay the premium of the policy?
The Government of Union Territory will pay the full premium of the policies.
Who will provide the funding for the scheme?
The funds will be provided by the Finance Department under Non-Plan expenditure, in a lump sum or on an annual basis to implement the scheme, and further upward revision in the amount would be considered if so required.
Who will get the money in case of the death of the beneficiary?
The life/accident cover under the scheme will be paid only to the prescribed nominee in case of the death of the beneficiary as per the guideline outlined in the scheme.
How can I apply under the scheme?
First, the eligible applicants need to register themselves on the official website and then they are eligible to apply under the scheme. (https://www.jk.gov.in/jkeservices/home)